CM2H Investment Options
Approved Investment Pathways Under the CM2H Program
The Cambodia My 2nd Home (CM2H) Program offers three government-approved investment pathways.
Each option leads to the same CM2H residency status, while catering to different objectives, risk profiles, and planning needs.
Applicants may select only one option after successfully passing the background check stage.
Overview of the Three Options
| Option | Structure | Designed For |
|---|---|---|
| Option A | Membership-based contribution | Residency & business-focused applicants |
| Option B | Government-appointed property investment | Investors seeking asset + residency |
| Option C | Fixed deposit via trust | Capital-preservation focused applicants |
All options are administered under official CM2H procedures and subject to applicable terms and conditions.
Option A｜Membership Only
Structure
- USD 50,000 (one-time contribution)
What This Option Includes
Option A is a non-asset-based pathway designed for applicants whose primary objective is long-term residency and business access in Cambodia.
The option includes:
- CM2H 10-year visa
- Work permit
- Company registration support (100% foreign ownership permitted)
- Bank account opening assistance
- Trust Account Service
- Local Driving License
- Consultant Services
Key Characteristics
- No property purchase required
- No fixed capital lock-up
- Fast and straightforward structure
Suitable For
- Entrepreneurs establishing regional operations
- Professionals relocating to Cambodia
- Applicants focused on residency rather than asset holding
Option B｜Government-Approved Property Investment
Structure
- USD 85,000+ (promotional structure, subject to availability)
What This Option Includes
Option B combines CM2H residency with ownership of a government-appointed property unit, currently structured around appointed projects such as GC Orussey Market.
This option includes:
- Full CM2H visa package
- Ownership of an appointed property unit
- A structured buy-back mechanism after 5 years
(Terms & conditions apply)
Key Characteristics
- Asset-backed residency pathway
- Government-appointed property only
- Designed to balance residency, asset exposure, and exit visibility
Important Notes
- Property projects are subject to availability and specific terms
- CM2H does not guarantee rental income or capital appreciation
Suitable For
- Applicants seeking both residency and tangible assets
- Investors interested in structured, appointed real estate exposure
- Individuals planning medium- to long-term presence in Cambodia
Option C｜Fixed Deposit Plan (Government-Appointed Trust)
Structure
- USD 150,000-200,000 fixed deposit
- Duration: 5 years
What This Option Includes
Option C is a capital-preservation-focused pathway, using a fixed deposit placed into a government-appointed trust account.
Key features include:
- Capital-protected deposit structure
- Annual interest of 1%-4%
- CM2H visa package included
Key Characteristics
- No property ownership required
- Funds remain in a regulated trust structure
- Designed for conservative planning and capital security
Important Notes
- Interest rates and terms are subject to trust agreement provisions
Suitable For
- Conservative investors prioritizing capital safety
- High-net-worth individuals seeking low-volatility structures
- Applicants not interested in property ownership or business operations
Comparison Summary
| Aspect | Option A | Option B | Option C |
|---|---|---|---|
| Residency Outcome | CM2H Visa | CM2H Visa | CM2H Visa |
| Asset Ownership | No | Yes (Property) | No |
| Capital Lock-Up | No | Yes (Property) | Yes (Deposit) |
| Risk Profile | Low | Medium | Low |
| Ideal Focus | Residency & Business | Residency + Asset | Capital Preservation |
Key Clarifications (Important)
- All three options lead to the same CM2H residency status
- CM2H does not provide investment guarantees
- Property values, returns, or exit outcomes are subject to market conditions
- Citizenship eligibility after 5 years remains subject to government approval
Applicants are advised to select the option that best aligns with their personal objectives and risk tolerance, rather than perceived returns.
Next Step After Choosing an Option
Once an investment option is selected:
- Official investment instructions are issued by CM2H
- Funds are transferred to the official CM2H account
- Entry and onshore processing arrangements are initiated